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Apply for The Business Platinum Card® from American Express
The Business Platinum Card® from American Express
Apply now
for The Business Platinum Card® from American Express

at American Express's secure site

Terms & restrictions apply. See rates & fees.

Partner offer.

The Business Platinum Card® from American Express
Apply for The Business Platinum Card® from American Express
Apply now
for The Business Platinum Card® from American Express

at American Express's secure site

Terms & restrictions apply. See rates & fees.

Partner offer.

Best for Best Business Travel Card

The Business Platinum Card® from American Express offers several similar perks to its consumer counterpart but also keeps business owners top of mind. If your work takes you abroad — or a state or two away from home — the Amex Business Platinum card could be worth a spot in your wallet. (Partner offer)

At a glance

5X
Earn 5X points on flights and prepaid hotels on AmexTravel.com.
2X
Earn 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
1X
Earn 1X points on other eligible purchases.
Intro offer

Earn 200,000 Membership Rewards® points

Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership.

Ongoing Purchases APR

17.99% - 28.74% Variable

Ongoing Penalty APR

29.99% Variable
Annual fee
$895
Recommended credit
Good to Excellent
  • Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07/2025.

At a glance

5X
Earn 5X points on flights and prepaid hotels on AmexTravel.com.
2X
Earn 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
1X
Earn 1X points on other eligible purchases.
Intro offer

Earn 200,000 Membership Rewards® points

Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership.

Ongoing Purchases APR

17.99% - 28.74% Variable

Ongoing Penalty APR

29.99% Variable
Annual fee
$895
Recommended credit
Good to Excellent

More details

  • Elevated Welcome Offer: Earn 200,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Business Platinum Card® within the first 3 months of Card Membership.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,550 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card company on the market as of 07/2025.
  • See how you can unlock over $3,500 in business and travel value annually after meeting qualifying spend thresholds on the Business Platinum Card. Terms apply.
  • New! Get up to $300 in statement credits semi-annually for up to a total of $600 in statement credits per calendar year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using the Business Platinum Card®. The Hotel Collection requires a minimum two-night stay.
  • No Preset Spending Limit: The spending limit on the Business Platinum Card is flexible, so unlike a traditional credit card with a set limit, the amount you can spend adapts based on factors such as your purchase, payment and credit history.
  • Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.
  • Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals.
  • Use the Business Platinum Card and get up to $209 back per calendar year on your CLEAR® Plus Membership (subject to auto-renewal).
  • Maximize your time away with Fine Hotels + Resorts through Amex Travel™.
  • New! Enroll and get up to $150 in statement credits on U.S purchases directly with Dell Technologies on the Business Platinum Card and an additional $1,000 statement credit after you spend $5,000 or more on that same Card per calendar year.
  • New! Enroll and get a $250 statement credit after you spend $600 or more on U.S. purchases directly with Adobe per calendar year on the Business Platinum Card.
  • Get up to $90 in statement credits quarterly for purchases with Indeed on the Business Platinum Card. That’s up to $360 back per year. Enrollment required.
  • Get up to $10 in statement credits per month for wireless telephone service purchases made directly with a wireless provider in the U.S. on the Business Platinum Card. That’s up to $120 back per year. Enrollment required.
  • Enhanced! 2X points on purchases at U.S. construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
  • 5X points on flights and prepaid hotels on AmexTravel.com
  • 1X points on other eligible purchases
  • $895 Annual Fee.
  • Terms Apply.
Apply now
for The Business Platinum Card® from American Express

at American Express's secure site

Terms & restrictions apply. See rates & fees.

Partner offer.

Our Take

TPG Editor‘s Rating

Card Rating is based on the opinion of TPG‘s editors and is not influenced by the card issuer.
4/5

Overview

The Business Platinum Card® from American Express continues its long-standing streak as one of the most valuable cards on the market for frequent business travelers. The Amex Business Platinum card offers perks like automatic Hilton Honors and Marriott Bonvoy Gold elite status (enrollment required) and statement credits that can be used toward business-specific purchases.
Read the full review

Pros

  • No foreign transaction fees
  • Offers easy to use business-specific statement credits
  • Earns valuable and transferable Membership Rewards points

Cons

  • $895 annual fee

Who is this card good for?

Business owners and managers who regularly travel for work and can easily use a majority of this card’s travel and business statement credits and perks.

Earning Rewards

The Amex Business Platinum card earns 5 points per dollar spent on flights and prepaid hotels booked via American Express Travel®, 2 points per dollar spent on eligible purchases in specific business categories or on purchases of $5,000+. All other eligible purchases made using this card earn 1 point per dollar spent.